Facing IRMAA 2026 without a plan can lead to unexpected Medicare expenses. If your modified adjusted gross income from 2024 is too high, IRMAA 2026 will impose monthly surcharges on your Medicare Part B and D premiums. These charges are tiered and can grow quickly with even modest increases in income. Fortunately, there’s time to act. Strategies such as minimizing capital gains, optim... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets