Deciding between Annuity vs 401k is a critical step in retirement planning. Annuities provide guaranteed lifetime income, making them ideal for stability, but they often come with restrictions and fees. A 401(k) offers tax-deferred investment growth and employer contributions but relies on market performance. Many experts suggest a combination—using a 401(k) to accumulate assets and a... https://www.federalpensionadvisors.com/post/annuity-vs-401k