如果借款人想要降低利息，需要附上第二個有價的高價值抵押品，例如黃金或珠寶。如果借款人是軍公教、薪資條件好、每月收入穩定等，具備好的還款能力，也有機會申請到較低的利率。 You're using a browser that may not supported by Facebook, so we've redirected you to a less complicated Model to supply you with the greatest knowledge. 「民間」，指的是沒有經營存款業務的單位，通常是由一群金主直營。「二... waiting for link from Forum Profiles (6)